No-Fault Claims/PIP Benefits
In recent years, many North American states have adopted No-Fault Automobile Insurance Laws.
What does “No-Fault” mean?
It means that anyone injured in a motor vehicle accident in a “No-Fault” state (at-fault drivers and their victims alike) may be entitled to some valuable insurance benefits through their auto insurance provider, including Personal Injury Protection (PIP) benefits.
So what are No-Fault/Personal Injury Protection Benefits?
No-Fault/PIP Benefits are reimbursements or coverage provided by your auto carrier to cover the expenses that you incur as a result of the motor vehicle accident, regardless of who was at fault in the accident (that is why the law is called “No Fault”). These benefits may vary from state to state.
In the State of Michigan, Michigan No-Fault/PIP Benefits include:
1. Medical Expenses: Reimbursement for accident-related medical treatment (Lifetime)
2. Wage Loss: The No-Fault insurance carrier is responsible for accident-related wage loss (3 year maximum)
3. Attendant Care: In-home nursing care (Lifetime)
4. Replacement Services: Household assistance (3 year maximum)
5. Medical Mileage: Mileage reimbursement (Lifetime)
6. Medical Reimbursements/Prescriptions (Lifetime)
Do I live in a No-Fault state?
List of No-Fault States
Were you involved in an auto accident in the United States? Have you suffered injuries and now have questions about your rights? Contact us today, toll-free, at 1-800-6700-LAW. The call and the advice are free.