Wage Loss Claim
Under the Michigan No-Fault Law, those injured in an auto accident may receive reimbursement of up to 85% of any wages lost as a result of accident injuries, capped at a statutory monthly maximum (current maximum is just under $5,000 per month), for up to three years following the auto accident.
Wage loss can only be claimed on taxable, pre- accident income. This means that the auto insurance company will base their wage loss calculations off of previously earned, taxed income prior to the accident.
In order to receive wage loss reimbursement, a claimant must have a medical condition preventing them from returning to work. Usually, those claiming wage loss must provide a physician’s certificate prescribing work release. A claimant may be entitled to continued wage loss benefits if an accident-related injury causes a disabling condition, such as drug addiction or complications in treatment, or if their job position is no longer available once the claimant has recovered.